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Home Shared Ownership Calculator

Shared Ownership Calculator

Calculate your potential mortgage and rent payments for Shared Ownership

Your Shared Ownership Details

Full market value of the property

10% (Min) £150,000 share 75% (Max)
5% £15,000 20%
4% 8%
10 years 35 years
1.5% Charged on 50% 4%

Your Estimated Monthly Costs

Mortgage Payment

—

Monthly Rent

—

Total Monthly Payment

—

Mortgage + Rent Combined

Initial Costs Summary

Your Share (50%) —
Deposit (10%) —
Mortgage Required —

Important Notes

These are estimates only. Actual costs may vary.
Service charges and ground rent are additional.
Rent increases annually, typically in line with CPI or RPI plus 0.5%, depending on your lease terms.
Speak to a specialist mortgage adviser for personalised advice.

Your home may be repossessed if you do not keep up repayments on your mortgage. This calculator provides estimates only and does not constitute financial advice.

What is Staircasing?

Staircasing allows you to purchase additional shares in your property over time, reducing the rent you pay and increasing the equity you own.

1%

Minimum staircase increments (down from 10%)

100%

You can eventually own your home outright

£0

Rent when you reach 100% ownership

Get Personalised Advice

These calculations are estimates. Speak to one of our Shared Ownership specialists for accurate figures based on your circumstances.

Book a Chat
01322 223331